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    Substitute Check and Your Rights

    At Bluebonnet we know that everyone's checking account needs are not the same. That's why we have three different accounts, each offering unique features to give you choices.

  • Basic Checking with "No Fees"

    Bluebonnet Credit Union CheckingIf you're looking for a checking account that lets you say "NO" to service charges and minmum balance requirements, then you need to check out a Bluebonnet Basic Checking Account. This account is perfect if you use your checking account for daily money management and want unlimited check writing priveleges with no per check fees.

  • Interest Checking

    With a Bluebonnet Interest Checking Account, your money doesn't just sit there---it earns more money. You will earn a competitive rate of interest for maintaining a minimum monthly balance of $300 or more. There is a $5.00 service charge if your balance falls below $300. Other great features of this account include no per check fees and the ability to write as many checks per month as you wish.

  • e-Checking

    Enjoy the ultimate in checking account convenience with e-Checking, for those members who prefer online services:

    • Bluebonnet Credit Union CheckingFree Basic Checking Account (no minimum balance requirement, no service charges)
    • Free electronic statements via e-Vue
    • Free online account access with BLUEBONNET@HOME
    • Free online electronic bill-payment service with BLUEBONNET@HOME
    • Free VISA debit card (subject to credit review)
    The only requirement is that you establish direct deposit in an amount of at least $500 per month.

  • Money Market Account

    Earning a high return and having maximum flexibility when you need access to your funds is what you get with our Money Market Account. By maintaining a minimum balance of $1,500 in this account you will earn money market type yields that are indexed to the 91 day T-Bill rate. Each month you may write three checks from this account and make unlimited over-the-counter withdrawals. The interest you earn on your deposits is paid monthly for each day your balance is $1,500 or more.

  • ATMs

    Bluebonnet Credit Union ServicesWith a Bluebonnet ATM card, you'll have 24-hour access to your checking account funds at thousands of PULSE and MPACT/CIRRUS ATMs across the city, country and around the world. Card applications are available at our offices, or call us and we'll mail one to you. With your Bluebonnet ATM card, you also get free ATM transactions* at the following locations:

    Downtown
    Bank One/The Park*
    Chevron Texaco CU/The Park*

    Downtown
    Bluebonnet's ATM
    930 Main St./Tunnel Level

    Galleria Area
    Bluebonnet's ATM
    Marathon Tower
    5555 San Felipe

    Heights
    Bluebonnet's ATM
    428 W. 19th Street

    Southwest
    Texas Commerce Bank/Stafford
    11806 Wilcrest (Drive-up ATM Only)
    11111 Wilcrest

    Sugarland
    Texas Credit Union Service Center
    First Colony Commons Center
    15303 Southwest Freeway*

    Champions
    Texas Credit Union Service Ctr.
    Champions Village Shopping Ctr.
    5507-E 1960 West@champions
    Forest Drive

    Southeast
    Texas Credit Union
    Almeda Depot Shopping Center
    12346B Gulf Freeway

    Upper Kirby
    5444 Westheimer*
    Members' Service CU

    The Woodlands
    Chevron/Phillips Chemical Co.,
    10001 Six Pines

    Austin
    Texas Credit Union Service Center
    4534 Westgate

     

    *Individual banks and credit unions usually add a transaction "surcharge" which ranges from $1.00 to $2.00. Bluebonnet has no control over the assessment of this charge.

    1314 Texas, Ste 1800 Houston, TX 77002-6312 713.646.2820 800.582.8275 FAX 713.646.2802

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